Fertility Treatment Costs at Tennessee Fertility Institute
At Tennessee Fertility Institute (TFI), we understand that navigating the cost of fertility treatment can feel overwhelming. We’re here to make the process as transparent and supportive as possible—because planning for your family shouldn’t feel like a financial mystery.
Understanding Fertility Costs
The pricing information on this page is designed for patients who plan to pay out of pocket or who do not have insurance coverage for fertility services. That said, most of our patients do have some level of insurance coverage, and our experienced financial counselors will work with you to make the most of your benefits. Please click here to see the list of insurance providers we accept at TFI.
Our Financial Counselors Can Help You:
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Review and verify your fertility insurance benefits
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Clarify what services are covered vs. what’s out-of-pocket
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Customize a treatment plan that aligns with your budget and goals
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Explore flexible financing options for greater affordability
What Influences the Cost of Fertility Treatment?
The cost of fertility care depends on your unique diagnosis and the type of treatment recommended. Several factors can impact your total investment:
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Type of treatment (e.g., ovulation induction, IUI, IVF)
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Number of treatment cycles required
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Fertility medications (billed separately based on dosage and protocol)
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Additional services such as egg or embryo freezing, genetic testing, or use of donor gametes
At TFI, we believe in transparent, upfront pricing. Once your physician has created a personalized plan, our financial team will walk you through a clear cost estimate and identify any insurance or financing options that may apply.
Why Choosing a Clinic Based on Price Alone Can Cost You More
We understand the appeal of low-cost fertility clinics. However, choosing a clinic based solely on price can sometimes lead to higher expenses—and greater emotional stress—in the long run. Here’s why:
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Lower success rates at some clinics may result in more treatment cycles, increasing total costs.
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Limited on-site capabilities, such as the absence of an in-house lab, can lead to added logistical costs and delays.
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Fragmented care can reduce efficiency, requiring more appointments, repeat testing, or miscommunications that impact outcomes.
At TFI, we offer comprehensive fertility services—including an on-site embryology and andrology lab at our Franklin office, highly experienced reproductive endocrinologists, and personalized care teams—all designed to optimize success and reduce the need for multiple cycles.
Choosing high-quality, coordinated fertility care from the start often means greater efficiency, fewer surprises, and lower overall costs over time.
Our Commitment to Affordable Fertility Care
We know fertility treatment is a deeply personal—and often emotional—investment. Our goal is to make high-quality care as accessible and affordable as possible for every patient, whether you're just starting your journey or exploring new options.
If you have questions about treatment costs, insurance, or financing, please reach out. Our team is here to support you every step of the way.
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Inclusive of comprehensive review of medical history & fertility goals, followed by development of personalized plan.
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Diagnostic test to evaluate the health and quality of sperm.
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Inclusive of ultrasounds and blood monitoring, retrieval, insemination (ICSI), embryo culture, cryopreservation of embryos and 1 year of storage.
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Inclusive of ultrasounds and blood monitoring, retrieval, insemination (ICSI), embryo culture, embryo biopsy, cryopreservation of embryos and 1 year of storage.
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Inclusive of ultrasounds and blood monitoring, retrieval, cryopreservation of retrieved oocytes and 1 year of storage.
Cost of Storage Following Year 1: $800
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Additional storage
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Inclusive of ultrasound monitoring, embryo thaw and prep, and embryo transfer.
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Inclusive of ultrasounds, sperm wash, and insemination.
Updated: November 2024
Please note the above prices represent TFI's current pricing for cash pay patients. The above fees only represent fees payable to TFI; there will be additional fees payable for pre-cycle lab work, medications, and any genetic testing to the respective entities. Final fees will be provided by your financial coordinator after we have an established treatment plan from your physician.